In 2012 my Social Security was launched to allow online access to your Social Security account. To date, over 30 million Americans have created an account. Effective June 10 there will be a second way to authenticate your identity and gain access to your online information using your e-mail account.
Given the increased risk of identity theft, the Social Security Administration (SSA) recently required you provide a cell phone number in addition to your username and password to access your account. After tremendous backlash from users, the SSA rolled back this additional authentication procedure.
To solve this problem the new SSA login protocol adds authentication through EITHER a one-time-use code sent to your cell phone or a one-time-use code sent to your requested e-mail.
To access my Social Security after June 10 you will first enter your username and password. You will then be required to enter your security code sent to you via cell phone or your email address.
Which method to use?
If you think the SSA is vulnerable to hack, you may wish to choose the email option since they already have your email in their system. Adding your cell phone number to your account provides yet another piece of personal information that could be stolen. Just be sure your email does not place the one-time security code in junk or spam folders.
The SSA is launching a campaign to announce this change along with recent updates to their website. Look for this correspondence, but do not lower your attention to the possibility of fraud. Would-be crooks could use this announcement as an opportunity to send out fake messages.
Should any of these situations apply to you, please ask for a review of your circumstances, as establishing basis can become fairly complex.
As always, feel free to pass this Tip along to friends, and reach out if you need help with your personal tax and finance situation.
The IRS has announced collection activity will now be starting, so be prepared and ask for help if you are impacted by this change within the IRS.
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