DiSabatino CPA Blog

DiSabatino CPA Blog

A blog by Michael DiSabatino CPA with topics on Tax Savings, Business, Management and more...

Emergency funds: Why they're worth it

Emergency funds: Why they're worth it

Emergency funds can be a lifesaver. Do you have extra funds saved for unexpected times? If not, it's time to consider how much you'll need if you fall on hard times.

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Emergency savings: How much is enough?

Emergency savings: How much is enough?

Emergency savings: How much is enough?

We all need an emergency fund, but what's considered "an emergency?" Any unexpected hit to your finances, including layoffs, unanticipated illnesses, and natural disasters. Car insurance premiums and regular home maintenance are (or should be) anticipated, so they're not emergencies. The same is true of credit card bills for vacations and visits to the dentist's office. An emergency fund is designed to keep your life intact during temporary setbacks and to help you avoid unnecessary debt.

How much emergency savings is enough?

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